Refer a Friend

Refer a friend and receive a gift*

[Placeholder Text]

Refer a friend

We greatly appreciate your referrals. Through our 3 step Client Referral Program we want to say thank you in a special way.

1. Refer your friends to us

2. We successfully settle their loan

3. You get rewarded. It’s that simple

Can't think of a friend, receive a referral bonus by arranging a new loan for yourself.


*Terms and Conditions

Conditions for Referrers

As the Referrer, you are eligible for the bonus payment of $200 Activ Visa Gift Card on Property referrals and $100 Activ Visa Gift Card on Asset referrals if the person you refer (the Referee) both i) submits a property loan or asset finance application using your name as the referrer and goes on to settle the loan. You can refer by submitting their details via the Petrenko Finance website.

Conditions for Referees (Your friend or family member)

The person you are referring, the Referee, must be financing a new property, new asset or not spoken to the staff at Petrenko Finance before. Properties must not have been refinance in the last 6 months.

Conditions for Referring Yourself

You may act as both Referrer and Referee, subject to the terms outlined above, by submitting your details via the Petrenko Finance website. This includes existing customers purchasing or refinancing additional properties or buying a new asset with asset finance. It does not include making changes to or topping up an existing loan, splitting a loan on the same property.

​Payment of referral bonuses will only be paid on settlement of the Referee's (if referring a friend or family member) or your (if referring yourself) loan and satisfaction of qualifying criteria as detailed above. Active Visa Gift cards will be posted out within 30 days of the applicable loan settlement date.

We may at our discretion cancel a bonus payment without notice to you, including under the following circumstances:

- We believe any of your access methods are fraudulent, or are suspected of being used in a fraudulent way

- Your conduct is in breach of the terms and conditions

- We have closed your account

- We believe the security or quality of products or related services are threatened

- Your loans are in arrears.

We reserve the right to amend, suspend or terminate the Referral program or these conditions at any time without notice.

We will honour any valid referrals sent to us before we do so.

We will not honour any referrals that are deemed by us, in our absolute discretion, to be unreasonable, unlawful, at risk of requiring an Australian Credit Licence or for any other reason we believe are not in the spirit of the Referral program.

Our Latest Reviews

Joel Doyle

Amelia helped me with debt restructuring to get my cash flow in order and topping up my loan. Great help and muchly appreciated.

Timothy Stanley

Amelia did a great job helping me to reduce my payments on a new loan.

Donna Marolla

Amelia was professional, extremely knowledgeable, always picked up or called back and made the process an easy one. Would highly recommend.

Tim Farley

Amelia is personable, knowledgeable and relatable. She also gets the job done. Great to have Amelia on your team

Tariq Jose

Amelia has been incredible from the start. took the time to understand my personal circumstance and provide the best solution accordingly. I would highly recommend Amelia to anyone looking to purchase a property! thanks very much Amelia for all your help!

Karen Trevorrow

Working with Amelia has been a dream for us. From the very first consultation to the final signature, her professionalism, expertise, and dedication shone through every step of the mortgage process. This was very different to the poor communication and cu

We work with Australia's biggest lenders

Frequently Asked Questions

Can I get pre-approval for a loan?

Yes, we offer pre-approval services for our loans. Getting pre-approved can give you a better understanding of how much you can borrow and the terms you might expect. It also shows sellers and other parties that you are a serious and qualified buyer.

How do I know what loan is right for me?

Choosing the right loan depends on your individual needs and financial situation. We recommend scheduling a consultation with one of our loan specialists, who can help you assess your options based on factors such as the loan amount, interest rates, repayment terms, and your financial goals.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Are there fees for working with your loan services?

No, we do not charge any fees for our services. However, please be aware that standard bank fees may apply depending on the specific loan product you choose.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Do you work with small businesses?

Absolutely. We offer a range of loan products tailored specifically for small businesses. Whether you need a loan for startup costs, expansion, equipment, or working capital, we can help you find the right financing solution.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.